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  方舟投资管理公司创始人凯茜·伍德对美国总统特朗普的关税政策发出警告,警告称这些政策可能会阻碍经济增长,但同时为创新公司创造了机会。

  “关税是增税,而增税不利于经济增长,”伍德最近在谈到她所谓的“关税动荡”时说。

  伍德引用了经济学家阿瑟·拉弗(ArthurLaffer)的研究。拉弗认为,贸易逆差本身并不是问题,因为它代表着资本盈余,外国美元会回流到美国的投资中。

  自特朗普本月早些时候宣布全面关税以来,全球市场经历了巨大的波动,标普500指数今年迄今累计下跌6.54%,纳斯达克100指数累计下跌了8.40%。

  尽管存在担忧,但伍德认为,在经济不确定时期,创新型公司仍有机会。她指出:“在动荡时期,创新会获得动力。”她强调,自动化和人工智能是企业在成本上升之际寻求效率的潜在受益者。

  一位印度部长周五表示,韩国三星电子公司将对其位于印度南部的工厂投资100亿卢比(约合1.1709亿美元)。就在几个月前,该工厂因员工被停职而引发了工人抗议活动。

  位于金奈附近的这家工厂近几个月来备受关注。今年2月,工人们因一些员工被停职而举行了静坐示威,这是该工厂在不到六个月内发生的第二起重大劳资纠纷。

  去年9月,数百名工人在该工厂举行了为期五周的罢工,要求提高工资并承认工会,后来这家电子产品制造商同意满足工人们的要求。印度泰米尔纳德邦工业、投资促进及商业部长T.R.B.拉贾(T.R.B.Rajaa)在社交媒体平台X上表示,三星公司的这笔额外投资“增强了他们对泰米尔纳德邦劳动力的信心”,并补充说三星将为该工厂新增100个工作岗位。

  工会与三星公司关系紧张,工会指责三星公司采取破坏工会的策略。然而,三星公司一直坚称自己“遵守所有适用的法律”。

  目前,该工厂雇佣了2000多名员工。三星公司没有立即回应置评请求。这位部长也没有给出这笔投资的时间安排。

  该工厂生产冰箱、电视和洗衣机,在2022至2023财年,其产品销售额占三星公司在印度120亿美元总销售额的五分之一。

专题:2025保险科技峰会

  4月25日金融一线消息,“2025保险科技峰会”今日在深圳正式举行,本次大会主题为“从互联网时代到AI时代,AI+保险的战略推进与应用创新”。原银保监会副主席梁涛出席并发表以“生成式AI在保险业应用的几点思考”为题的主旨演讲。

  梁涛指出,保险业既是人力资源型行业,也是数据密集型行业,这使其天然成为AI大模型技术的理想应用领域。过去,大模型应用受算力、算法和数据等因素制约,中小保险企业因科技投入能力不足,在大模型应用方面处于劣势。但DeepSeek通过算法优化,减少了对高算力硬件的依赖,打破了“堆算力、拼资本”的发展路径,大大减轻了中小机构的资本投入压力。

  DeepSeek在多项技术路线上取得突破,拥抱开源生态,支持本地化部署,降低了创新门槛,推动中国创新模式向“原创-共生”转变,打破了算力和硬件技术垄断。这使得人工智能从辅助工具转变为核心生产力,中小保险企业借助这一技术,能够实现差异化产品开发、个性化服务提供、自动化内容生产和交互,催生新型商业模式。

  在负债端,DeepSeek带来的技术平权,让保险行业在多个领域有了新的发展方向。在数据资产和网络安全保险方面,可利用AI研究数据风险,设计相关保险产品;在灾害预防、新能源车车险、绿色保险、普惠保险等领域,AI也能发挥重要作用,助力保险业务的拓展和优化。同时,“保险+”模式通过整合多方资源,在AI的赋能下实现服务升级,为客户提供更全面的保障。

  梁涛认为,中小保险企业应抓住这一千载难逢的机会,积极应用AI技术,实现跨越式发展,在新的行业竞争格局中占据有利地位。

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