Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82
老头的大龟挺进秀婷小说_如何在短视频时代脱颖而出!
随机图片

老头的大龟挺进秀婷小说_如何在短视频时代脱颖而出!

更新时间: 浏览次数: 425

400电话:123456(点击咨询)
老头的大龟挺进秀婷小说_如何在短视频时代脱颖而出!各观看免费《今日汇总》
老头的大龟挺进秀婷小说_如何在短视频时代脱颖而出!各热线观看免费2025已更新(2025已更新)








老头的大龟挺进秀婷小说_如何在短视频时代脱颖而出!观看免费电话:(1)123456(点击咨询)(2)123456(点击咨询)








老头的大龟挺进秀婷小说_如何在短视频时代脱颖而出!观看免费热线(1)123456(点击咨询)(2)123456(点击咨询)




老头的大龟挺进秀婷小说_如何在短视频时代脱颖而出!各区点热线观看免费《今日发布》
Random Image 老头的大龟挺进秀婷小说_如何在短视频时代脱颖而出!电话








7天观看免费人工电话为您、老头的大龟挺进秀婷小说_如何在短视频时代脱颖而出!团队在调度中心的统筹调配下,线下专业及各地区人员团队等专属,整个报修流程规范有序,后期同步跟踪查询公开透明。








所有团队均经过专业培训、持证上岗,所用产品配件均为原厂直供,








老头的大龟挺进秀婷小说_如何在短视频时代脱颖而出!各观看免费《今日汇总》2025已更新(今日/推荐)








老头的大龟挺进秀婷小说_如何在短视频时代脱颖而出!电话区域:








白山市(靖宇县、临江市、江源区、浑江区、长白朝鲜族自治县、抚松县)








清远市(佛冈县、阳山县、清城区、清新区、连南瑶族自治县、连州市、连山壮族瑶族自治县、英德市)








怀化市(中方县、沅陵县、洪江市、新晃侗族自治县、辰溪县、麻阳苗族自治县、溆浦县、通道侗族自治县、鹤城区、会同县、芷江侗族自治县、靖州苗族侗族自治县)








舟山市(嵊泗县、岱山县、普陀区、定海区)  喀什地区(莎车县、麦盖提县、英吉沙县、喀什市、塔什库尔干塔吉克自治县、泽普县、疏勒县、叶城县、岳普湖县、巴楚县、伽师县、疏附县)








玉树藏族自治州(称多县、玉树市、曲麻莱县、杂多县、囊谦县、治多县)








荆门市(沙洋县、钟祥市、掇刀区、东宝区、京山市)








咸宁市(通山县、崇阳县、通城县、咸安区、嘉鱼县、赤壁市)








丽江市(古城区、宁蒗彝族自治县、华坪县、永胜县、玉龙纳西族自治县)  齐齐哈尔市(依安县、富裕县、克东县、拜泉县、碾子山区、泰来县、建华区、克山县、甘南县、富拉尔基区、讷河市、梅里斯达斡尔族区、龙江县、龙沙区、铁锋区、昂昂溪区)








玉溪市(红塔区、江川区、峨山彝族自治县、澄江市、华宁县、易门县、通海县、元江哈尼族彝族傣族自治县、新平彝族傣族自治县)








杭州市(拱墅区、桐庐县、萧山区、上城区、钱塘区、西湖区、余杭区、建德市、临平区、富阳区、淳安县、临安区、滨江区)








周口市(川汇区、扶沟县、项城市、沈丘县、鹿邑县、太康县、郸城县、商水县、淮阳区、西华县)








澳门特别行政区








和田地区(于田县、民丰县、策勒县、和田市、墨玉县、皮山县、洛浦县、和田县)








大兴安岭地区(塔河县、呼玛县、漠河市)








汉中市(洋县、佛坪县、城固县、镇巴县、勉县、汉台区、南郑区、宁强县、西乡县、留坝县、略阳县)








安康市(石泉县、宁陕县、平利县、汉滨区、旬阳市、紫阳县、岚皋县、汉阴县、镇坪县、白河县)








北京市(石景山区、顺义区、通州区、平谷区、密云区、海淀区、东城区、西城区、延庆区、昌平区、朝阳区、大兴区、门头沟区、房山区、丰台区、怀柔区)








平顶山市(石龙区、鲁山县、卫东区、舞钢市、宝丰县、湛河区、新华区、郏县、叶县、汝州市)








淮南市(八公山区、田家庵区、谢家集区、大通区、凤台县、寿县、潘集区)








十堰市(张湾区、房县、郧西县、丹江口市、竹溪县、茅箭区、竹山县、郧阳区)








泰安市(泰山区、东平县、肥城市、新泰市、宁阳县、岱岳区)








双鸭山市(岭东区、宝山区、宝清县、饶河县、尖山区、友谊县、集贤县、四方台区)








德阳市(旌阳区、中江县、广汉市、绵竹市、什邡市、罗江区)








铜陵市(枞阳县、铜官区、义安区、郊区)








果洛藏族自治州(玛多县、玛沁县、达日县、久治县、甘德县、班玛县)








蚌埠市(淮上区、禹会区、龙子湖区、蚌山区、固镇县、五河县、怀远县)








南阳市(内乡县、方城县、淅川县、唐河县、卧龙区、社旗县、宛城区、桐柏县、西峡县、新野县、镇平县、邓州市、南召县)
400电话:123456(点击咨询)
老头的大龟挺进秀婷小说_如何在短视频时代脱颖而出!各观看免费《今日汇总》《今日发布》
老头的大龟挺进秀婷小说_如何在短视频时代脱颖而出!各观看免费《今日汇总》(2025已更新)








老头的大龟挺进秀婷小说_如何在短视频时代脱颖而出!观看免费电话:(1)123456(点击咨询)(2)123456(点击咨询)








老头的大龟挺进秀婷小说_如何在短视频时代脱颖而出!观看免费热线(1)123456(点击咨询)(2)123456(点击咨询)




老头的大龟挺进秀婷小说_如何在短视频时代脱颖而出!各观看免费《今日汇总》【2025已更新列表】
老头的大龟挺进秀婷小说_如何在短视频时代脱颖而出!电话








7天观看免费人工电话为您、老头的大龟挺进秀婷小说_如何在短视频时代脱颖而出!团队在调度中心的统筹调配下,线下专业及各地区人员团队等专属,整个报修流程规范有序,后期同步跟踪查询公开透明。








所有团队均经过专业培训、持证上岗,所用产品配件均为原厂直供,








老头的大龟挺进秀婷小说_如何在短视频时代脱颖而出!中心2025已更新(今日/推荐)








老头的大龟挺进秀婷小说_如何在短视频时代脱颖而出!电话区域:








昭通市(绥江县、威信县、鲁甸县、永善县、彝良县、镇雄县、巧家县、昭阳区、大关县、盐津县、水富市)








重庆市(梁平区、黔江区、南岸区、南川区、丰都县、潼南区、万州区、铜梁区、彭水苗族土家族自治县、石柱土家族自治县、巫溪县、秀山土家族苗族自治县、云阳县、长寿区、大渡口区、九龙坡区、江北区、涪陵区、酉阳土家族苗族自治县、江津区、奉节县、沙坪坝区、大足区、渝中区、綦江区、璧山区、合川区、永川区、忠县、渝北区、开州区、武隆区、城口县、巴南区、荣昌区、巫山县、垫江县、北碚区)








朝阳市(喀喇沁左翼蒙古族自治县、朝阳县、凌源市、北票市、双塔区、龙城区、建平县)








台州市(椒江区、玉环市、三门县、温岭市、临海市、路桥区、天台县、仙居县、黄岩区)  潍坊市(诸城市、寿光市、昌邑市、安丘市、奎文区、青州市、寒亭区、潍城区、坊子区、昌乐县、临朐县、高密市)








保山市(昌宁县、隆阳区、腾冲市、龙陵县、施甸县)








大理白族自治州(祥云县、洱源县、大理市、南涧彝族自治县、鹤庆县、剑川县、永平县、宾川县、云龙县、弥渡县、漾濞彝族自治县、巍山彝族回族自治县)








商洛市(商南县、柞水县、商州区、洛南县、山阳县、丹凤县、镇安县)淮北市(濉溪县、烈山区、相山区、杜集区)








三沙市(西沙区、南沙区)  克孜勒苏柯尔克孜自治州(乌恰县、阿克陶县、阿图什市、阿合奇县)








乌鲁木齐市(水磨沟区、米东区、头屯河区、达坂城区、天山区、沙依巴克区、乌鲁木齐县、新市区)








伊犁哈萨克自治州(霍尔果斯市、伊宁县、尼勒克县、察布查尔锡伯自治县、奎屯市、特克斯县、伊宁市、霍城县、巩留县、昭苏县、新源县)








常州市(新北区、武进区、天宁区、金坛区、钟楼区、溧阳市)三亚市(天涯区、崖州区、海棠区、吉阳区)








吉林市(磐石市、桦甸市、昌邑区、蛟河市、舒兰市、永吉县、丰满区、龙潭区、船营区)








黄冈市(浠水县、武穴市、罗田县、黄州区、蕲春县、团风县、英山县、麻城市、黄梅县、红安县)








济南市(平阴县、章丘区、济阳区、市中区、历城区、钢城区、商河县、天桥区、莱芜区、长清区、历下区、槐荫区)








延边朝鲜族自治州(安图县、延吉市、图们市、珲春市、和龙市、汪清县、龙井市、敦化市)








桂林市(灌阳县、象山区、临桂区、永福县、资源县、兴安县、叠彩区、七星区、阳朔县、平乐县、雁山区、荔浦市、恭城瑶族自治县、全州县、龙胜各族自治县、灵川县、秀峰区)








南昌市(西湖区、青云谱区、红谷滩区、进贤县、南昌县、新建区、安义县、东湖区、青山湖区)








张掖市(临泽县、高台县、山丹县、甘州区、肃南裕固族自治县、民乐县)








哈尔滨市(双城区、尚志市、巴彦县、南岗区、方正县、香坊区、呼兰区、平房区、五常市、木兰县、依兰县、道外区、松北区、宾县、道里区、通河县、延寿县、阿城区)








亳州市(蒙城县、涡阳县、利辛县、谯城区)








六安市(金寨县、叶集区、霍山县、霍邱县、金安区、裕安区、舒城县)








宁夏回族自治区








哈密市(伊吾县、巴里坤哈萨克自治县、伊州区)








长沙市(长沙县、望城区、开福区、雨花区、天心区、岳麓区、浏阳市、宁乡市、芙蓉区)








乌兰察布市(商都县、丰镇市、察哈尔右翼后旗、化德县、集宁区、察哈尔右翼中旗、察哈尔右翼前旗、凉城县、兴和县、卓资县、四子王旗)








那曲市(尼玛县、班戈县、嘉黎县、索县、申扎县、安多县、巴青县、双湖县、色尼区、比如县、聂荣县)








吉安市(万安县、峡江县、泰和县、井冈山市、吉安县、永新县、新干县、青原区、吉州区、永丰县、遂川县、吉水县、安福县)

  要点

  在关税引发的市场波动中,投资者纷纷逃离股票市场,转而青睐现金等他们认为的避风港资产。

  专家表示,现金可能感觉更安全,但对于长期储蓄者来说,它也伴随着风险。

  随着时间推移,现金利率通常远远落后于股票回报率,而且在考虑通货膨胀因素后,其利率往往为负。

2025年4月10日,交易员们在纽约证券交易所的交易大厅工作

  在近期股票市场动荡的情况下,投资者可能会有将资金转为现金的冲动。理财顾问称,虽然现金可能比股票感觉更安全,但对于长期储蓄者而言,它也可能带来风险。

  专家表示,现金,比如存放在高收益银行储蓄账户或货币市场基金中的资金,在短期内的波动性远低于股票。

  但从历史数据来看,长期而言现金的回报率低于股票。持有超出所需的现金,而不是进行投资,会增加无法实现投资目标的风险。

  先锋集团(Vanguard)在一篇分析股票和现金回报率的报告中指出,其结果是:持有大量现金的投资者可能会发现实现长期投资目标颇具挑战性,因此可能不得不将更多的可支配收入用于储蓄。

  尽管股票在短期内波动性更大,但从长远来看其表现优于现金。

  股票和现金的一年期及二十年期回报率|1960年-2022年

注:数据为澳大利亚、奥地利、比利时、加拿大、中国、丹麦、芬兰、法国、德国、爱尔兰、意大利、日本、荷兰、新西兰、挪威、葡萄牙、俄罗斯、南非、西班牙、瑞典、瑞士、英国和美国的名义全球回报率。

  来源:先锋集团

  随着特朗普政府有关关税和贸易的声明,以及中国等主要贸易伙伴宣布的报复性措施,美国股票市场基准指数大幅波动,投资者纷纷逃离股票市场,转向他们认为的避风港资产。

  本月早些时候白宫宣布针对特定国家的关税后,标准普尔500指数经历了自新冠疫情初期以来表现最差的两天,跌幅约为11%。

  与此同时,据退休计划管理机构AlightSolutions的数据,4月7日401(k)计划的交易量达到了自2020年3月12日以来的最高水平。Alight的数据显示,约94%的资金流向了货币市场、债券和稳定价值基金等保守型资产。

  现金的利与弊

  现金确实有一些好处。

  例如,佛罗里达州杰克逊维尔市LifePlanningPartners公司的创始人、注册理财规划师卡罗琳・麦克拉纳汉表示,即使股票市场出现动荡,当投资者遇到紧急情况或有重大采购需求时,现金随时可用。

  麦克拉纳汉是美国全国广播公司财经频道(CNBC)理财顾问委员会的成员,她在一封电子邮件中写道:“每个人都应该持有一些现金和一些股票。”

  但根据晨星公司(Morningstar)的说法,现金“长期以来”提供的是负的“实际”回报率,即考虑通货膨胀因素后的回报率。

  专家表示,换句话说,考虑通货膨胀因素后,持有100%现金投资组合的消费者实际上会随着时间的推移而损失财富。如果现金利率跟不上物价上涨的步伐,消费者的购买力就会下降。

  麦克拉纳汉称,与此同时,股票具有高增长的潜力,尤其是从长期来看,但也伴随着风险。

  麦克拉纳汉说:“市场的起起落落可能会让人感到不安,如果你需要用钱,却无法挺过市场低迷期,可能就不得不承受损失。”

  她写道:“每个投资组合都应该根据客户承担风险的财务和心理能力,在安全资产和风险资产之间进行分散配置。”

  如何考虑现金与股票的配置比例

  麦克拉纳汉表示,仍处于“积累”储蓄阶段的投资者,也就是仍在工作、将一部分收入用于储蓄的人,应该在一个易于支取的基金中持有足够的现金,以应对紧急情况。

  她还说,他们还应该持有未来五年内可能用于重大采购的现金,比如购房首付、购车费用或学费支出。

  在波动中管理你的资金

  麦克拉纳汉说,其余资金应根据投资期限,以及“承担风险的财务和心理能力”配置到股票和债券中。例如,距离退休还有10年的人,其投资组合中股票的比例相对于距离退休还有30年的人应该更低。

  麦克拉纳汉称,已经退休或即将退休的人,由于需要开始从投资组合中支取资金,应该持有足够的现金、短期债券和定期存单,以满足五年的收入需求,以及任何即将到来的重大采购需求。

  她说,其余资金应配置在一个由固定收益类资产和股票组成的多元化投资组合中。

  专家称,即使是退休人员,一般也需要将部分投资组合配置到股票中:他们可能需要依靠投资组合维持三十年甚至更长时间的生活,这意味着为了避免资金耗尽,一定的投资增长是必要的。

  麦克拉纳汉在一封电子邮件中写道,所有投资者都应该制定一个投资策略,明确“他们将在股票、固定收益(债券)和现金上的配置比例,并且无论市场行情好坏,都应坚持这一投资策略”。

老头的大龟挺进秀婷小说_如何在短视频时代脱颖而出!的相关文章 非法捕捞水中软黄金鳗苗 4 人当场被抓的相关文章
哈佛大学打响第一枪:拒绝遵守特朗普要求,22亿政府拨款遭冻结
波音客户拟推迟客机交付
王安宇真的没开美白滤镜吗
虎门站一旅客跳股道身亡
NBA 现在是否存在巨星断层,为什么?
德国男子求入籍俄罗斯 普京:我帮了
王蓉疑似明涵浪姐有剧本
哈尔滨市公安局公开通缉3名美国国家安全局(NSA)特工
马上评|三河的教训:权力审美不能凌驾于法律之上
欧洲市场的黄金机会来了
山西大同「订婚强奸案」二审维持原判,被告获刑 3 年,如何从法律角度解读?
卡塔尔与黎巴嫩两国领导人举行会谈
  • 友情链接:
  • 因记得外婆家竹林被拐30年后找到家 美禁售英伟达 中国芯片能否顶上 诗仙李白的一生很辉煌,他有什么遗憾吗? 面对美国的网络攻击,国产软件及国产操作系统能否担起「数字主权」重任? 中央网信办:加大涉“开盒”挂人等违法违规行为举报受理处置力度 天津主帅于根伟回应外界质疑 马拉多纳医生否认与其发生性关系 24-25 赛季 NBA 附加赛灰熊 116:121 勇士,如何评价这场比赛? 肥娟119元网购桶装冰激凌卖2元一杯 《红楼梦》群芳宴,芳官唱了一支《赏花时》,贾宝玉为什么呆呆的念着「任是无情也动人」看着芳官不语?

    查看更多评价 ∨