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  上市券商2024年年报披露接近尾声,行业财富管理转型继续深入。多家上市券商表示,2024年公司加速向买方投顾转型,依托各自资源禀赋,基金投顾业务得以稳健发展。未来将通过更专业的投研团队,推出更多元化的组合策略,为客户提供个性化的投资建议和陪伴服务。

  基金投顾业务成绩亮眼

  近期,多家上市券商在2024年年报中披露了基金投顾业务的部分核心参数,包括管理规模、服务客户数、客户留存率、复购率。

  有的券商基金投顾业务规模保持百亿元以上。东方证券表示,截至2024年末,公司基金投顾业务推出“悦”系列和“钉”系列两个产品体系,共27个投顾组合策略,合计规模约153.71亿元,较年初增长7.05%;存量账户数19.28万户,客户留存率58.18%,复投率76.80%。

  也有券商的基金投顾业务规模实现大幅增长。作为首批获得基金投顾业务试点资格的证券公司之一,国联民生表示,公司基金投顾业务保持规模和模式行业领先,其中独立投顾规模排名头部互联网平台首位,基金投顾业务规模快速增长,成为公司买方投顾的重要基础,初具现代财富管理模式雏形。截至2024年末,国联民生基金投顾保有规模92.38亿元,同比增长40.10%。

  申万宏源的基金投顾业务则在复投率方面亮眼,该公司表示,截至2024年末,公司公募基金投顾累计签约客户超7万人,累计复投率超98%,客户平均使用投资顾问服务时间超1300天。

  招商证券表示,在基金投顾业务方面,公司通过新增养老基金优选等策略,持续优化智能定投模型等方式,有效提升客户投资体验,公司基金投顾“e招投”在2024年末累计签约客户数8.02万户,产品保有规模51.12亿元,同比增长9.79%。

  国投证券表示,基金投顾业务去年全年新增签约客户0.52万户,新增签约资产21.57亿元,管理规模达14.06亿元,累计签约资产规模51.97亿元。

  全方位推动财富管理转型

  目前,基金投顾业务已经试点五年多的时间,60家机构获得试点资格,其中包括29家券商。在业内人士看来,基金投顾业务自实施以来取得了良好的成效,成为国内财富管理行业的一个重要创新,为资本市场注入了稳定发展力量。

  “买方投顾理念逐渐深入人心,试点机构积极打造基于买方视角的投顾体系,形成了具有差异化的买方投顾服务模式,基金投顾业务规模持续上升,全方位推动财富管理转型。”国联民生机构客户部总经理张荣升表示,伴随着证券公司投资顾问队伍不断扩充和成长,基金投顾策略成为证券公司实践资产配置、帮助客户资产保值增值的工具。

  展望未来,东兴证券表示,将大力发展基金投顾业务,进一步提升“兴享投”服务品牌影响力,积极开展渠道合作,持续丰富公募投顾产品策略,强化产品供给能力。

  东方证券也表示,将继续秉持买方投顾的核心理念,以客户需求为导向,以专业服务为基础,不断提升产品引入、组合研究、顾问服务等能力,树立全市场基金投顾服务标杆,为居民财富保值增值贡献力量。

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