Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-16.com/label.php on line 82
永生之酒番外篇 - 感受前所未有的立体视听享受,尽在掌握!
随机图片

永生之酒番外篇 - 感受前所未有的立体视听享受,尽在掌握!

更新时间: 浏览次数: 229

400电话:123456(点击咨询)
永生之酒番外篇 - 感受前所未有的立体视听享受,尽在掌握!各观看免费《今日汇总》
永生之酒番外篇 - 感受前所未有的立体视听享受,尽在掌握!各热线观看免费2025已更新(2025已更新)








永生之酒番外篇 - 感受前所未有的立体视听享受,尽在掌握!观看免费电话:(1)123456(点击咨询)(2)123456(点击咨询)








永生之酒番外篇 - 感受前所未有的立体视听享受,尽在掌握!观看免费热线(1)123456(点击咨询)(2)123456(点击咨询)




永生之酒番外篇 - 感受前所未有的立体视听享受,尽在掌握!各区点热线观看免费《今日发布》
Random Image 永生之酒番外篇 - 感受前所未有的立体视听享受,尽在掌握!电话








7天观看免费人工电话为您、永生之酒番外篇 - 感受前所未有的立体视听享受,尽在掌握!团队在调度中心的统筹调配下,线下专业及各地区人员团队等专属,整个报修流程规范有序,后期同步跟踪查询公开透明。








所有团队均经过专业培训、持证上岗,所用产品配件均为原厂直供,








永生之酒番外篇 - 感受前所未有的立体视听享受,尽在掌握!各观看免费《今日汇总》2025已更新(今日/推荐)








永生之酒番外篇 - 感受前所未有的立体视听享受,尽在掌握!电话区域:








巴中市(平昌县、南江县、通江县、巴州区、恩阳区)








太原市(小店区、古交市、尖草坪区、清徐县、晋源区、迎泽区、娄烦县、杏花岭区、万柏林区、阳曲县)








辽源市(西安区、东丰县、东辽县、龙山区)








平顶山市(石龙区、鲁山县、舞钢市、新华区、郏县、湛河区、汝州市、宝丰县、卫东区、叶县)  白城市(洮南市、洮北区、大安市、镇赉县、通榆县)








兰州市(皋兰县、永登县、城关区、七里河区、榆中县、安宁区、西固区、红古区)








西藏自治区








漳州市(云霄县、东山县、龙海区、漳浦县、诏安县、龙文区、平和县、芗城区、华安县、南靖县、长泰区)无锡市(新吴区、江阴市、惠山区、宜兴市、滨湖区、梁溪区、锡山区)








承德市(滦平县、双桥区、鹰手营子矿区、兴隆县、丰宁满族自治县、宽城满族自治县、双滦区、围场满族蒙古族自治县、平泉市、隆化县、承德县)  红河哈尼族彝族自治州(石屏县、金平苗族瑶族傣族自治县、开远市、蒙自市、泸西县、屏边苗族自治县、红河县、个旧市、河口瑶族自治县、建水县、绿春县、弥勒市、元阳县)








宁波市(慈溪市、鄞州区、奉化区、宁海县、余姚市、北仑区、镇海区、江北区、象山县、海曙区)








阿拉善盟(阿拉善左旗、额济纳旗、阿拉善右旗)








遵义市(赤水市、汇川区、红花岗区、正安县、余庆县、绥阳县、播州区、桐梓县、道真仡佬族苗族自治县、务川仡佬族苗族自治县、湄潭县、凤冈县、习水县、仁怀市)








松原市(乾安县、长岭县、前郭尔罗斯蒙古族自治县、扶余市、宁江区)








昭通市(鲁甸县、彝良县、水富市、绥江县、永善县、盐津县、昭阳区、巧家县、镇雄县、大关县、威信县)








烟台市(莱州市、蓬莱区、莱阳市、莱山区、龙口市、芝罘区、海阳市、栖霞市、福山区、招远市、牟平区)








郴州市(资兴市、苏仙区、汝城县、北湖区、宜章县、安仁县、桂阳县、临武县、桂东县、永兴县、嘉禾县)








舟山市(岱山县、普陀区、嵊泗县、定海区)








泉州市(鲤城区、丰泽区、永春县、泉港区、安溪县、洛江区、南安市、金门县、晋江市、石狮市、德化县、惠安县)








玉溪市(华宁县、红塔区、元江哈尼族彝族傣族自治县、峨山彝族自治县、易门县、新平彝族傣族自治县、通海县、澄江市、江川区)








南通市(如东县、启东市、海安市、如皋市、通州区、海门区、崇川区)








渭南市(华州区、临渭区、蒲城县、合阳县、富平县、韩城市、华阴市、白水县、潼关县、澄城县、大荔县)








孝感市(汉川市、孝昌县、大悟县、安陆市、云梦县、应城市、孝南区)








保山市(隆阳区、昌宁县、施甸县、龙陵县、腾冲市)








郑州市(二七区、中原区、惠济区、管城回族区、上街区、巩义市、荥阳市、登封市、新密市、新郑市、金水区、中牟县)








果洛藏族自治州(甘德县、班玛县、久治县、玛多县、玛沁县、达日县)








广州市(海珠区、荔湾区、增城区、白云区、南沙区、番禺区、花都区、黄埔区、天河区、越秀区、从化区)








台州市(路桥区、临海市、温岭市、玉环市、三门县、黄岩区、仙居县、天台县、椒江区)








广西壮族自治区
400电话:123456(点击咨询)
永生之酒番外篇 - 感受前所未有的立体视听享受,尽在掌握!各观看免费《今日汇总》《今日发布》
永生之酒番外篇 - 感受前所未有的立体视听享受,尽在掌握!各观看免费《今日汇总》(2025已更新)








永生之酒番外篇 - 感受前所未有的立体视听享受,尽在掌握!观看免费电话:(1)123456(点击咨询)(2)123456(点击咨询)








永生之酒番外篇 - 感受前所未有的立体视听享受,尽在掌握!观看免费热线(1)123456(点击咨询)(2)123456(点击咨询)




永生之酒番外篇 - 感受前所未有的立体视听享受,尽在掌握!各观看免费《今日汇总》【2025已更新列表】
永生之酒番外篇 - 感受前所未有的立体视听享受,尽在掌握!电话








7天观看免费人工电话为您、永生之酒番外篇 - 感受前所未有的立体视听享受,尽在掌握!团队在调度中心的统筹调配下,线下专业及各地区人员团队等专属,整个报修流程规范有序,后期同步跟踪查询公开透明。








所有团队均经过专业培训、持证上岗,所用产品配件均为原厂直供,








永生之酒番外篇 - 感受前所未有的立体视听享受,尽在掌握!中心2025已更新(今日/推荐)








永生之酒番外篇 - 感受前所未有的立体视听享受,尽在掌握!电话区域:








杭州市(钱塘区、建德市、西湖区、萧山区、富阳区、余杭区、滨江区、桐庐县、淳安县、拱墅区、临平区、上城区、临安区)








定西市(渭源县、安定区、通渭县、临洮县、陇西县、岷县、漳县)








香港特别行政区








马鞍山市(当涂县、和县、雨山区、花山区、博望区、含山县)  大兴安岭地区(呼玛县、漠河市、塔河县)








楚雄彝族自治州(牟定县、双柏县、永仁县、姚安县、元谋县、武定县、南华县、大姚县、楚雄市、禄丰市)








双鸭山市(岭东区、宝清县、饶河县、集贤县、友谊县、宝山区、尖山区、四方台区)








苏州市(姑苏区、相城区、太仓市、虎丘区、昆山市、吴江区、常熟市、张家港市、吴中区)迪庆藏族自治州(香格里拉市、德钦县、维西傈僳族自治县)








朝阳市(北票市、喀喇沁左翼蒙古族自治县、凌源市、朝阳县、双塔区、建平县、龙城区)  梧州市(蒙山县、万秀区、苍梧县、龙圩区、长洲区、岑溪市、藤县)








张家口市(尚义县、康保县、赤城县、张北县、怀来县、桥东区、万全区、涿鹿县、怀安县、下花园区、蔚县、阳原县、沽源县、桥西区、宣化区、崇礼区)








延边朝鲜族自治州(珲春市、延吉市、安图县、汪清县、龙井市、和龙市、敦化市、图们市)








六盘水市(水城区、钟山区、六枝特区、盘州市)衢州市(柯城区、开化县、衢江区、江山市、常山县、龙游县)








佛山市(高明区、禅城区、三水区、南海区、顺德区)








鄂州市(鄂城区、华容区、梁子湖区)








资阳市(乐至县、雁江区、安岳县)








张家界市(慈利县、桑植县、永定区、武陵源区)








白山市(江源区、长白朝鲜族自治县、浑江区、抚松县、靖宇县、临江市)








成都市(武侯区、龙泉驿区、彭州市、都江堰市、成华区、金堂县、新都区、金牛区、锦江区、邛崃市、新津区、青白江区、郫都区、崇州市、蒲江县、温江区、双流区、简阳市、大邑县、青羊区)








三明市(三元区、大田县、永安市、将乐县、沙县区、清流县、尤溪县、明溪县、建宁县、宁化县、泰宁县)








济南市(槐荫区、历城区、莱芜区、天桥区、商河县、长清区、平阴县、章丘区、济阳区、市中区、钢城区、历下区)








呼伦贝尔市(鄂伦春自治旗、根河市、莫力达瓦达斡尔族自治旗、陈巴尔虎旗、新巴尔虎右旗、牙克石市、鄂温克族自治旗、额尔古纳市、满洲里市、阿荣旗、扎赉诺尔区、新巴尔虎左旗、扎兰屯市、海拉尔区)








安庆市(怀宁县、宿松县、太湖县、桐城市、宜秀区、潜山市、迎江区、大观区、望江县、岳西县)








天水市(甘谷县、武山县、张家川回族自治县、清水县、秦州区、秦安县、麦积区)








眉山市(仁寿县、青神县、丹棱县、彭山区、东坡区、洪雅县)








五指山市(东方市、澄迈县、白沙黎族自治县、琼海市、屯昌县、乐东黎族自治县、保亭黎族苗族自治县、万宁市、临高县、陵水黎族自治县、昌江黎族自治县、定安县、琼中黎族苗族自治县、文昌市)








银川市(灵武市、永宁县、贺兰县、兴庆区、金凤区、西夏区)








潮州市(湘桥区、潮安区、饶平县)








伊春市(嘉荫县、伊美区、南岔县、丰林县、大箐山县、友好区、汤旺县、乌翠区、金林区、铁力市)

◎记者陈佳怡

普惠金融,一头连着百姓生活,一头连着发展大局。

2024年,是金融业做好“五篇大文章”的首个完整年度。随着A股年报的披露,上市银行2024年普惠金融答卷跃然纸上:一方面,金融机构在普惠金融供给端做“加法”,普惠金融覆盖面不断扩大;另一方面,在融资成本上做“减法”,持续推动普惠贷款利率下降,充分彰显“普”与“惠”的内涵。

上市银行普惠金融发展态势喜人

从年报披露的信息来看,上市银行普惠金融发展态势喜人。

作为服务实体经济的“主力军”,国有大行普惠金融发展蹄疾步稳。截至2024年末,农业银行普惠金融贷款余额为4.66万亿元(央行口径),其中普惠型小微企业贷款余额为3.23万亿元、增速达31.3%。工商银行、中国银行和交通银行普惠型小微企业贷款增长也较快,同比增速均接近30%。建设银行普惠金融贷款余额为3.41万亿元,服务客户336万户,较上年增加18.51万户。邮储银行普惠型小微企业贷款余额占客户贷款总额比重超过18%,居国有大行前列。

股份行方面,招商银行、民生银行和中信银行的普惠型小微企业贷款余额名列前三,分别为8876.79亿元、6627.18亿元和5998.25亿元。从增速来看,在已披露数据的股份行中,光大银行普惠型小微企业贷款余额以14.85%的同比增速表现亮眼。中信银行普惠金融专业化体制机制持续完善,“中信易贷”产品货架不断丰富,全年服务小微企业超30万户,覆盖近80%的国民经济行业。

作为深耕当地的城、农商行,其普惠金融的触角也在不断下沉延伸。数据显示,青岛银行、北京银行的普惠金融贷款余额增速均超30%,在同类银行中表现突出。农商行之中,渝农商行、常熟银行的普惠型小微企业贷款余额均超1000亿元。

除了不断提升服务覆盖面,推动综合融资成本稳中有降也是普惠金融高质量发展的应有之义。上市银行在融资成本上积极做“减法”。例如,郑州银行披露,该行普惠型小微企业贷款当年发放利率为3.67%,较上年末下降76个基点。

科技赋能普惠金融提质增效

细读上市公司年报可以发现,科技已经成为发展普惠金融的强劲推动力。其中,数字化是金融机构提升普惠金融效能的重要抓手。

普惠金融的核心在于降低金融服务的成本和门槛,使更多人能够享受到金融服务。数字技术与普惠金融的结合,催生出数字普惠金融这一新型模式,逐步拓宽传统普惠金融的服务边界。

中国普惠金融研究院研究员张晓峰对上海证券报记者表示,金融机构可借助数字化转型持续提升普惠金融服务的质效。数字技术通过降低获客成本、提升服务效率,提高客户满意度,同时增强风险管理能力。从长远发展看,金融机构可以将数字化转型纳入发展战略并坚定贯彻实施。

多家上市银行年报也充分彰显“科技范”。例如,建设银行运用互联网、大数据、人工智能和生物识别等技术,为普惠金融客户打造了综合化生态型服务平台——“建行惠懂你”。截至2024年末,该平台引流获客效能持续提升。

浙商银行在年报中介绍,该行全面推进普惠金融数字化、场景化转型,推动普惠金融高质量发展。打造浙银数字普惠品牌,创新推出综合性数字化业务产品服务,加大首贷、续贷、信用贷、中长期贷款投放,持续加大对民营、小微企业和个体工商户的金融支持。

随着AI热度的不断攀升,部分银行也在探索如何将AI应用于普惠金融领域。常熟银行在年报中表示,该行秉持“科技让普惠金融更有温度”的理念,深耕计算机视觉、智能语音、自然语言处理、知识图谱、智能模型等领域的专业能力,构建起涵盖基础研究、场景开发、系统运维等的AI创新体系,推动AI在普惠金融服务领域落地实践,为用户带来便捷化、个性化、智能化的极致产品体验。

供需发力搭建银企精准对接桥梁

长期以来,破解小微企业融资困境是金融机构面临的重要课题。

自去年10月支持小微企业融资协调工作机制启动以来,小微企业融资“梗阻”得以进一步打通。该项机制通过搭建起银企精准对接的桥梁,从供需两端发力,解决小微企业“喊渴”、银行“喊难”的困境。

多家上市银行也在年报中披露了相关工作的进展。农业银行介绍,该行积极做实支持小微企业融资协调工作机制,组建工作专班,深入园区、社区、乡村开展“千企万户大走访”活动。截至2024年末,农业银行累计走访小微企业141万户,为87万户小微企业授信11235亿元,为85.5万户小微企业发放贷款7041亿元。

北京银行透露,该行构建了专班机制统筹部署,围绕“两张清单”积极走访企业需求,依托“四级专班”搭建区县级银政对接机制;建立“千企万户大走访”活动的“日跟进、周通报、月排名”机制,全面摸排小微企业融资需求;上线小微企业融资协调机制智拓平台,为企业提供便捷融资服务;积极落实“应续尽续”“应免尽免”。

金融监管总局普惠金融司司长蒋平近日表示,下一步,金融监管总局将按照“保量、提质、稳价、优结构”的总体目标,继续会同国家发展改革委做深做实支持小微企业融资协调工作机制,推动加大信息共享力度,引导金融机构精准对接,保持小微企业贷款投放力度,提升贷款质量,科学合理确定贷款利率,优化贷款业务结构,加大首贷、续贷、信用贷的支持力度,更好满足守信小微企业的融资需求。

(文章来源:上海证券报)

新闻结尾 永生之酒番外篇 - 感受前所未有的立体视听享受,尽在掌握!的相关文章
刘涛红披风妈祖神女变装
杜淳妻子王灿为“家暴离婚”发声
菲护卫艇非法侵入中国黄岩岛领海
多只宠物犬随主人逛公园疑中毒死亡
中国乒乓球确实该反思了
美国政府将6000多移民标为已死亡
  • 友情链接:
  • 创下新低 特朗普最新支持率公布 异国他乡响起我爱你中国 JDG主教练金大湖卸任 易烊千玺解锁珀莱雅双抗精华 肖国栋晋级斯诺克世锦赛16强

    查看更多评价 ∨