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大团圆结2高敏笔趣阁:发现那些被忽视的宝藏品牌,惊艳你的生活!

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中国和马来西亚同为亚太重要发展中国家和新兴经济体。近年来,在两国领导人战略引领下,中马关系保持高水平发展,务实合作成果丰硕。中国工商银行自2010年在马来西亚设立分支机构以来,依托集团全球化网络与金融科技优势,积极服务中马经贸往来、投融资便利化和金融市场互联互通,以高质量金融服务支持两国经贸投资往来,助力推动中马命运共同体建设不断迈上新台阶。

中国工商银行在马来西亚设有中国工商银行(马来西亚)有限公司(以下简称“工银马来西亚”)。工银马来西亚拥有全商业银行业务牌照,具备人民币跨境支付系统(CIPS)直连资格。自2010年成立以来,工银马来西亚积极融入本地金融市场,依托集团强大的客户、资金、网络和科技优势,为马来西亚及中国“走出去”企业、个人和同业客户提供全方位的金融服务。

01

加大重点领域支持力度

工商银行围绕两国现代化建设重点领域,推动高质量共建“一带一路”,助力马来西亚东海岸铁路、“两国双园”(指位于中国广西的中马钦州产业园和位于马来西亚彭亨州的马中关丹产业园)等重大项目建设,依托在马机构加大金融资源配置力度,有力支持高端制造、新能源、移动通信、绿色金融等中马新质生产力合作项目。2025年,工银马来西亚与中国—东盟信息港股份有限公司、北部湾控股(马来西亚)有限公司等企业签署合作备忘录,进一步强化对“两国双园”的跨境金融支持。工商银行作为参贷份额最大的中资银行,参与马来西亚某世界500强企业银团贷款,服务当地经济社会高质量发展。

02

提升金融同业合作质效

工商银行持续完善人民币结算、跨境支付、贸易融资等产品和服务,助力高水平对外开放。作为人民币跨境支付系统(CIPS)直参行,拓展12家本地机构成为CIPS间参行。2024年跨境人民币清算量、人民币国际结算业务量增幅均超30%。此外,工银马来西亚还积极服务马来西亚金融同业参与中国银行间市场,2024年中国银行间债券市场(CIBM)交易量同比增长近80%。

03

拓展跨境金融服务渠道

工商银行充分运用中国—东盟博览会、“一带一路”银行间合作机制(BRBR)等平台,推动两国加强信息沟通、业务交流、经验共享,服务国家高水平对外开放。近年来,工银马来西亚积极参与中国国际进口博览会、中国—东盟博览会等重要招商活动,举办“助力中马贸易投资便利化”跨境金融服务宣介会、“提升跨境投融资服务”论坛、中马中小企业跨境对接会等活动,为深化跨境合作搭建金融桥梁。

04

提高本地化经营服务水平

工银马来西亚深耕本土,积极发挥全牌照商业银行服务优势,服务当地社会民生,成为客户身边的银行、可信赖的银行。针对马来西亚居民推出信用卡、住房按揭贷款、个人消费贷款、基金保险、贵金属等一系列金融产品和服务。2025年,工银马来西亚推出ICBCPAY,成为本地首家提供微信扫码功能的金融机构,丰富了马来西亚来华人士的移动支付选择。此外,工银马来西亚还注重以金融力量助推两国人文交流,设立星光助学金支持贫困学生,参与马来西亚洪灾救济援助,展现负责任的中资企业形象。

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