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  “相关判决书显示,自2009年6月至2022年6月间,事件的始作俑者席薇利用担任光大银行客户经理身份,骗取了31名被害人的信任。截至案发,还剩下9448.2150万有待追偿。而在其中,有高达6000余万元被席薇用来打赏主播。”

  近期,一则“光大银行客户经理利用职务之便诈骗银行客户1.6个亿”的事件引发热议。

  相关判决书显示,自2009年6月至2022年6月间,事件的始作俑者席薇利用担任光大银行郑州某支行客户经理身份,向之前熟识的客户推荐其虚构的理财产品,她承诺保本保息、收益高,从而骗取了31名被害人的信任。

  截至2022年6月,席薇共计骗取客户1.6亿。其中,截至案发,席薇已经归还被害人本金6031万、支付利息766万,剩下9448.2150万还有待追偿。

  更人意想不到的是,在这9000多万中,席薇用于买车买房的并不多,使用最多的是去直播间打赏主播,涉及额高达6000余万元。其中,在映客平台充值5951万余元,抖音平台充值170万余元。

  据郑州市中级人民法院判定,席薇犯诈骗罪成立。就追赃问题,法院指出,席薇向网络直播平台充值及对主播的打赏,不属于合理的消费行为,客观上造成众多被害人被骗款项无法偿还,应依法予以追缴,按比例发还被害人。鉴于直播平台和主播已对打赏金额分成,法院认定分别向映客、抖音两家直播平台和主播追缴。但由于涉案主播众多,绝大部分主播收受打赏金额较小,法院最终决定只追缴接受了两万元以上打赏的主播。

  在案证据显示,自2016年9月至2022年9月,席薇名下三个映客平台账号累计充值4091次,充值金额5901万余元,打赏25.366万次。这三个账号共计给2565名主播送礼,但主要集中在16名主播。席薇另有两个映客平台账号充值49万余元,打赏了232名主播,大部分流向了其中的7名主播。

  由于卷入这场诈骗案,映客的账户被警方冻结了约2000万元。据了解,面对该局面,映客选择向法院申诉,试图解冻资金。映客的申诉理由聚焦于“善意取得”,其认为虽然打赏资金来源于诈骗赃款,但平台在不知情的情况下获得打赏分成,符合善意取得的条件。

  那什么是“善意取得”呢。据悉,对主播而言,除非用户在打赏时或打赏前后明示或暗示打赏资金来自违法犯罪所得,否则就可以认定为善意。

  因此,该案件最终的返还结果还需要等待法院的最终裁决。

  4月21日,据中国农业发展银行消息,该行在中央结算公司通过公开招标方式,顺利发行首只支持国家储备林建设主题绿色债券40亿元,发行期限为3年,发行利率为1.4761%,认购倍率为2.87倍。本次发行延续“孪生绿债”模式,能够更好揭示绿色债券的绿色价值,积极引导社会资金流向绿色发展领域,得到工商银行、农业银行、江苏银行、渤海银行等机构的大力支持。

  据了解,本期债券严格遵循人民银行等监管部门“可测度、可核查、可验证”原则,募集资金将全部用于农发行支持国家储备林建设项目的贷款投放。对应的国家储备林项目经第三方机构认证,符合《绿色债券支持项目目录(2021年版)》标准,均属于生态环境产业领域,将有效发挥固碳释氧、气候调节、生态修复、环境质量优化和生物多样性保护作用。

  农发行表示,下一步,将继续提升绿色金融服务水平,组合运用多种服务手段,加大对重点领域、重点区域的支持力度,以绿色金融高质量发展为美丽中国建设筑牢支撑。

  据知情人士称,尽管美国关税带来不确定性,但日本央行官员认为目前几乎没有必要改变逐步加息的现有立场。

  知情人士说,日本央行官员认为特朗普政府的关税行动以及由此带来的对美反制措施可能会削弱日本经济,并可能推迟实现央行物价目标的进程。知情人士称,不过就目前而言,日本央行官员的整体经济预期基本保持不变,等待更多数据来分析美国关税措施的影响。

  知情人士表示,鉴于经济可能出现的各种情境,官员们认为将这种不确定性纳入基础情境并对央行的政策立场作出重大调整还为时过早。

  知情人士说,在为期两天的政策会议于5月1日结束时,官员们将在评估届时可获得的所有数据和信息后就政策利率做出最终决定。知情人士表示,虽然日本央行将提出其基本情境观点,但该行可能会明确表示由于关税带来的不确定性,经济前景将不明朗。

  知情人士表示,考虑到经济和通胀面对的各种风险,该行一直在考虑在最坏情况下采取什么行动是合适的。

  知情人士称,日本央行还可能考虑在政策会议结束时发布的季度经济报告中下调物价预测。这一变化将源于日元走强、油价下跌以及经济可能疲软。他们表示,该行对2027财年核心通胀率的首次预测可能在2%左右。

  知情人士说,官员们还可能讨论将本财年经济增长预测从1.1%下调。巴克莱经济学家预计,鉴于关税的影响,这个预测值可能将被下调至0.5%左右。

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