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阿拉善盟(阿拉善右旗、阿拉善左旗、额济纳旗)

  来源:险企高参

  信泰人寿正面临管理层人事地震。

  近日,据媒体报道,信泰人寿多位负责人发生变动,共涉及16人,其中9位高管部分卸任部分职务,7人履新职务。这场人事“大洗牌”重点聚焦于部门负责人级别。包括人力资源部、风险管理部、客户服务部、公司运营部等。

  在卸任的9人中,王君波,傅璟,李晨,张静波四位高级管理人员分别卸下财务总监、党委组织部和人力资源部总经理、资产负债管理部总经理、风险管理部总经理职务。

  此次中高层“大换血”之前,信泰人寿于2024年初获批增资,增资金额全部由物产中大集团、杭州城投资本集团、杭州萧山环境集团、杭州萧山钱江世纪城4家浙江国资企业认购。增资完成后,四家浙江国资持股信泰人寿51%的股权。同时物产中大的提名董事不超过董事会成员总数的三分之一。

  半年之后,信泰人寿董事会就迎来换届…

  走马换将:

  财务、人力、资负等

  多个重要条线负责人去职

  近日,信泰人寿近期发生重要人事调整。涉及管理人员职务变动共计16人,其中9名人员卸任,7名管理人员履新,此次调整涉及公司多个核心部门及岗位,涵盖业务运营至风险管理部门,人员职务层级上至执行董事下至部门总监。

  本次卸任的9人中,王君波,傅璟,李晨,张静波4位高管尤为值得关注,他们均位列高级管理人员名单中。具体来看,执行董事王君波卸任财务总监;纪委书记、职工监事傅璟卸任党委组织部、人力资源部总经理;副总经理、财务负责人李晨卸任资产负债管理部总经理;首席风险官、合规负责人张静波卸任风险管理部总经理。

  从履历背景来看,王君波和傅璟都和物产中大集团有联系。王君波曾任物产中大集团财务有限公司党总支委员、副总经理、工会主席、职工董事,物产中大集团股份有限公司金融部总经理等职务;傅璟曾任原浙江省文化和旅游厅办公室二级主任科员、一级主任科员、副主任,人事处副处长,物产中大商业保理(浙江)有限公司党支部委员、副总经理等职务。

  李晨和张静波则没有物产中大背景,但是他们二人加入信泰人寿时间较早。履历显示,李晨从2019年8月就起任该司副总经理,2020年5月起兼任财务负责人,彼时不过40岁。张静波于2012年6月起任合规负责人,2016年5月起兼任首席风险官。值得注意的是,张静波出生于1962年12月,今年已62岁。

  他们四人都在高级管理层名单中,那么薪酬也是披露项目,据偿付能力报告显示,报告期的最高年度薪酬为100万元-500万元,百万年薪以上的董监高有4人。

  另外卸任的5人均是信泰人寿主要业务部门。包括张旭虹卸任公司运营总监、郑志明卸任银保业务总监、高军卸任经代业务总监、王晓明卸任个险业务总监兼任个险业务总经理、娄秋弟卸任客户服务部总经理助理。

  履新的7人中,审计稽核部总经理李国辉接替张静波成为风险部总经理;田波从党办公室、董事会办公室及办公室副主任(总经理级)调至客户服务部出任副总经理;客户服务部4个分支部门分别由华强、董雪、季焱、周炜担任保全管理处、综合管理处、消费者权益保护处、电话中心高级经理。此外,原客户服务部总经理常亮显示为“另有安排”。

  此外,信泰人寿高级管理层目前仅副总经理李晨,副总经理、首席投资官林彦百,总精算师余跃年,首席风险官、合规负责人张静波四人组成。

  变动频频:

  国资入局,董事换届

  本次人事“大换血”早在去年就已有征兆。

  2024年1月,物产中大发布公告称,信泰人寿近日收到国家金融监督管理总局浙江监管局发来的批复,批准信泰人寿注册资本变更为102.04亿元。

  根据此前披露的注资方案,信泰人寿此次新增注册资本约52.04亿元,增资金额约93.73亿元。上述资金全部由4家浙江国资企业认购,其中,物产中大集团、杭州城投资本集团、杭州萧山环境集团、杭州萧山钱江世纪城分别增资约60.65亿元、16.54亿元、10.29亿元和6.25亿元,持股比例分别为33%、9%、5.6%和3.4%,合计持股51%。增资完成后,物产中大的提名董事不超过董事会成员总数的三分之一,对信泰人寿不构成控制,信泰人寿不纳入该公司合并报表范围。

  2024年6月14日,国家金融监督管理总局公布六份和信泰人寿有关的文件。其中涉及四份涉及公司股权转让、一份涉及重大违法违规股东,以及一份对原董事长邹平笙的行政处罚。

  在涉及公司的文件中,信泰人寿公司于2020年批准了四家公司的股权转让给七家公司。2022年,因受让方资金来源非自有资金,信泰人寿撤销了股权转让批准。同年,信泰人寿因股权转让许可申请中提供虚假材料被罚款50万元。此外,在金融监管总局公开第六批重大违法违规的股东中,亦有这7家公司的身影。对于原董事长邹平笙的行政处罚信息公开表显示,邹平笙因股权转让许可申请中提供虚假材料,而撤销邹平笙任职资格,并禁止其终身进入保险业。

  一个月之后,信泰人寿迎来董事会换届。

  2024年7月12日,信泰人寿披露的公告显示,由于董事会换届等原因,该公司本年度董事会变更人数已超过董事会成员人数的三分之一。经公司股东大会选举,并经国家金融监督管理总局浙江监管局核准任职资格后,信泰人寿任命吴斌、王君波、楚静、苑莉、翁国民、郭金龙、刘贤斐为第四届董事会董事,原第三届董事会董事谭宁等人不再担任公司董事。

  在新的董事会成员中,吴斌、王君波两名执行董事均来自信泰人寿第一大股东物产中大集团。楚静、苑莉两名非执行董事则分别来自存款保险基金管理有限责任公司和中国保险保障基金有限责任公司。还有三名干部翁国民、郭金龙、刘贤斐则为独立董事。

  彼时,业内有消息称,待吴斌出任董事长后,谭宁或将重新回到总经理的职务,打破信泰人寿总经理空悬的局面。但直到现在,信泰人寿的总经理一职已空悬近3年。

  业绩疑云:

  去年保费缩水近6亿

  6个季度未披露净利润

  作为浙江首家民营资本险企,成立近18年的信泰人寿的经营业绩波折不断。保险业素有“七平八盈”定律,这一规律放在信泰人寿身上尤为合适。2015年,成立8年的信泰人寿实现了首次盈利,在这一年的规模保费达到了79.8亿元,‌同比增长了74.1%;实现净利润1.5亿元,不过这一短暂的盈利势头并未得以延续。

  近年来,信泰人寿的保险业务收入增速呈放缓态势,偿付能力报告显示,2016年至2024年信泰人寿分别实现保险业务收入26.62亿元、118.1亿元、73.9亿元、209.57亿元、454.51亿元、489.9亿元、483.36亿元、535.91亿元、529.93亿元。

  净利润方面则是微微增长,2016年至2022年分别实现-4.9亿元、-7.68亿元、2.16亿元、0.73亿元、1.34亿元、2.75亿元、3.13亿元。值得注意的是,信泰人寿并未在偿付能力报告中披露2023年的净利润,最新数据为2023年第二季度,单季度净利润亏损2.51亿元,2023上半年净利润累计亏损4.63亿元。

  信泰人寿最新偿付能力报告显示,2024年末该公司总资产突破3400亿元,较年初增长45.38%。核心、综合偿付能力充足率分别为144%、153%。最近两次风险综合评级结果均为BB类。

  就此来看,自2023年下半年起,信泰人寿已连续6个季度偿付能力报告中未披露净利润情况,且该公司2023年报也处于未披露的状态,因此对信泰人寿近期的经营状况不得而知。

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