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 兴安盟(阿尔山市、科尔沁右翼中旗、科尔沁右翼前旗、突泉县、乌兰浩特市、扎赉特旗)





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阿拉善盟(阿拉善右旗、阿拉善左旗、额济纳旗)









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阿勒泰地区(阿勒泰市、福海县、吉木乃县、哈巴河县、青河县、富蕴县、布尔津县)









荆门市(沙洋县、钟祥市、东宝区、掇刀区、京山市)









济源市佛山市(南海区、禅城区、三水区、顺德区、高明区)









宿州市(灵璧县、泗县、萧县、埇桥区、砀山县)  银川市(兴庆区、贺兰县、永宁县、西夏区、灵武市、金凤区)









龙岩市(武平县、上杭县、漳平市、连城县、长汀县、新罗区、永定区)









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阿克苏地区(乌什县、阿克苏市、温宿县、阿瓦提县、拜城县、柯坪县、新和县、沙雅县、库车市)潮州市(潮安区、湘桥区、饶平县)









毕节市(织金县、大方县、金沙县、赫章县、威宁彝族回族苗族自治县、纳雍县、黔西市、七星关区)









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枣庄市(峄城区、山亭区、市中区、薛城区、滕州市、台儿庄区)









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金华市(永康市、磐安县、金东区、武义县、东阳市、婺城区、义乌市、浦江县、兰溪市)

  汇通财经APP讯——此前市场对美国和亚洲大国可能达成初步关税协议寄予厚望,导致黄金连续两日回落。然而,最新发言显示白宫并未打算单方面削减关税,美国财政部长ScottBessent表态称,高关税必须是“对等下调”,并否认了任何即将出台的减税措施。“投资者对快速解决贸易分歧的预期已经降温,这种不确定性反而增强了市场对黄金的避险需求。”——荷兰国际集团(ING)贵金属策略师

  与此同时,白宫发言人也指出,美方正为谈判做准备,但不会对亚洲国家做出单边让步。这一表态令前期风险情绪升温的行情遭到修正,推动部分避险资金重新回流至黄金市场。

  美联储宽松预期升温,美元回落提振金价

  美联储发布的《褐皮书》显示,美国企业对前景持谨慎态度,多数地区就业增速放缓,服务业需求显露疲态。加之制造业扩张速度趋缓,反映经济整体存在下行风险。

  当前市场普遍预期美联储将在6月降息25个基点,并在年内至少实施三次降息。根据CMEFedWatch工具,联储年内降息概率已超过80%。

  风险情绪抑制金价快速上涨,短线波动受限

  尽管基本面利多因素渐增,但全球风险资产延续上行,投资者风险偏好总体依旧积极。美联储独立性担忧暂缓,加上亚洲国家经济数据短期企稳,均压制黄金进一步上攻的动能。

  机构普遍认为,金价短期将维持高位震荡,等待更明确的美联储政策指引和贸易局势实质进展。

  从技术角度看,黄金在本周回调至38.2%斐波那契回撤位附近后获得支撑,短线已重回3300美元上方。上方阻力集中在3367-3368美元区域,一旦突破将打开通向3400关口的空间,进一步可能挑战3425-3427美元以及心理关口3500美元。

  下方支撑位首先在3300美元,其次为3280美元,若失守则将考验3260美元附近。若跌破3200美元,意味着短期顶部或已形成,调整趋势将延续。

  编辑观点:

  当前黄金价格处于多空博弈胶着阶段,一方面美联储宽松政策路径已基本明确,美元面临回调压力;另一方面,全球风险情绪稳定及股市强势表现削弱黄金作为避险工具的吸引力。

  全球贸易谈判信号反复也使得市场方向不明。关注本周美国初请失业金、耐用品订单、以及下周PCE通胀数据,以判断金价是否能突破3400并重新挑战历史高位。

  南方财经全媒体记者丁莉  广州报道

  4月24日,广东省工业和信息化厅一季度新闻发布会重点介绍了生物医药、先进装备发展情况。南方财经全媒体记者获悉,一季度广东下达3886万元省级首台(套)重大技术装备专项资金,重点支持智能机器人、新能源汽车等领域。

  在先进装备领域,产业集聚态势强劲,产品培育成效显著,制造研发、设计和制造能力持续增强,新产品新技术不断取得突破。

  广东省工信厅装备工业处副处长夏鹏表示,截至第一季度,广东在机械行业已培育4个具有竞争力的国家级中小企业特色集群和2个千亿级具有国际竞争力的产业集群。广州联合深圳、佛山、惠州、东莞、中山六市申报并成功获批建设“广深佛惠莞中智能网联新能源汽车先进制造业集群”。

  今年以来,一批新产品相继落地。3月28日,亿航通航收到由中国民航局(CAAC)颁发的全国第一批载人类民用无人驾驶航空器运营合格证(OC),亿航智能的EH216-S无人驾驶载人航空器已获得了全球首个载人eVTOL产品型号合格证(TC)、标准适航证(AC)、生产许可证(PC),此次亿航通航及合翼航空取得运营合格证(OC),也让亿航智能成为全球第一“四证集齐”企业,标志着低空载人服务及未来城市空中交通可以正式开启商业化进程。

  中航通飞参与研制的大型水陆两栖灭火飞机“鲲龙”AG600也于4月20日获颁中国民航局型号合格证(TC),标志着AG600飞机研制取得圆满成功,获得进入市场的“准入证”。AG600与C919、运—20并称国产大飞机“三剑客”。

  夏鹏透露,接下来,广东将继续加快推进先进装备培育工作,强化政策引领与支持体系,实施“千企增量”增资扩产专项行动,支持更多新项目加快建设,抓紧出台广东省先进装备三年攻坚扶持政策;加强装备行业上下游产业联动,鼓励零部件领域重点企业与研发机构联合,开展共性技术攻关。

  在生物医药方面,创新药械成果丰硕,今年一季度,全省已有3款一类创新药(东阳光药业的磷酸萘坦司韦胶囊、泰诺麦博的斯泰度塔单抗注射液、广东恒瑞的注射用瑞卡西单抗)、1款中药创新药(华润三九的益气清肺颗粒)、2款三类创新医疗器械(先健科技的主动脉覆膜支架系统、罗伯医疗科技的消化道内窥镜手术器械控制设备)获批,数量接近去年全年的一半(2024年全年获批一类创新药7个、中药新药2个、三类创新一类器械6个)。

  广东省工信厅消费品工业处三级调研员方乐羽表示,接下来,广东省将同省卫生健康委、医保局、药监局研究建立常态化发布已获批创新药械产品目录工作机制,制定实施支持创新药械应用的政策,加快创新药械研发、产业化和入院应用。

  此外,广东将把医疗机构制剂作为生物医药产业研发创新的重要突破口,支持广州开展医疗机构制剂产业改革创新试点,研究推进医疗机构制剂统一生产、统一质控、统一配送,促进院企协作推动更多医疗机构制剂加快向新药转化,并持续组织开展“百企百院粤医行”系列活动,为医疗机构与生物医药企业搭建沟通对接平台,促进临床需求与产业发展深度融合。

  据悉,《广东省先进装备重点领域三年攻坚方案(2025-2027年)》编制工作也在加紧推进中,将聚焦人工智能与机器人、生物制造和生物医药、海工装备、航空航天(低空经济)等四个领域,组织实施一批重点攻坚项目(产品)。

  保险业打响“利差保卫战”,2.5%预定利率或将终结

  今年1月,人身险产品预定利率动态调节机制正式落地,首期预定利率研究值锚定2.34%。按照调节机制要求,若预定利率最高值连续2个季度比预定利率研究值高25个基点及以上时,要及时下调预定利率并在2个月内完成产品停售切换。

  最新一期预定利率研究值于4月21日正式公布。中国保险行业协会组织召开会议研究认为,当前普通型人身保险产品预定利率研究值为2.13%。若下个季度公布的预定利率研究值继续低于2.25%,保险产品的预定利率上限将下调。(华夏时报)

  养老保险产品供给侧之痛:陷同质化与供需错配困局

  作为多层次、多支柱养老保障体系的核心构成,养老保险产品通过直接触达终端客户的市场特性有不可替代的实践价值。第三支柱中已形成年金险、增额终身寿险、专属商业养老保险与长期护理保险等产品协同发展的矩阵,持续充实养老金融产品供给。

  然而行业仍面临结构性矛盾:产品同质化倾向显著、创新迭代动力不足、短期理财属性挤压养老保障功能等问题日益凸显,与我国持续扩容的养老金融需求形成供需错配。如何破解产品端“有效供给不足”的困局,构建精准适配中国式养老场景的创新型产品体系,已成为行业亟待突破的战略性课题。(蓝鲸新闻)

  个人养老金制度出台满三年,114款保险类产品近半数是浮动收益

  自个人养老金制度试点以来,个人养老金保险产品不断扩容,保通社梳理发现,截至目前,保险类在售产品114款,其中,专属商业养老保险、分红型、万能型的浮动收益类保险产品数量超50款,占在售产品总数近五成。

  业内人士表示,浮动收益类产品可以通过分红等方式,增厚客户收益,是监管鼓励的方向,对于投资能力较强的公司而言,在此类产品的探索上更具优势。(每日经济新闻)

  3家上市险企一季度合计保费收入约2445亿元

  近日,多家上市险企陆续披露一季度保费收入情况。数据显示,截至4月23日,已有中国太平洋保险(集团)、新华人寿、众安在线公布一季度原保险保费收入情况,3家上市险企一季度合计实现保费收入2444.98亿元,同比增长11.9%。

  专家表示,多家上市险企保费收入上升,与营销体系改革、产品创新、头部优势效应等因素有关。随着居民保险意识不断提高,今年全年上市险企保费增速有望保持稳定增长。(证券日报)

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