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钟汉良齐芳:揭秘当下最受欢迎的时尚单品与搭配技巧
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钟汉良齐芳:揭秘当下最受欢迎的时尚单品与搭配技巧

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  来源:蓝鲸财经

  近日,瑞丰银行(601528.SH)发布公告称,该行拟将向不特定对象发行可转换公司债券的股东大会决议及授权有效期延长至2026年4月19日。该议案已通过第五届董事会第二次会议审议,尚需提交股东大会批准。

  事实上,这已不是该可只转债首次公布延期发行。

  事情最早可以追溯到2021年6月,瑞丰银行刚刚上市,不过IPO仅募集了11.8亿元,发行价格为8.12元/股。

  仅仅过了一年时间,瑞丰银行公告通过了向不特定对象发行可转换公司债券相关的议案,发行额度为50亿元,并授权董事会及董事会授权人士在股东大会审议通过的框架和原则下,在授权范围内全权决定和处理本次发行的相关事宜,授权期限为股东大会决议生效之日起十二个月,即2022年4月20日至2023年4月19日。

  据此前募集说明书内容显示,瑞丰银行拟发行可转债总额为不超过50亿元(含50亿元),期限为6年,发行目的为补充核心一级资本、提高风险抵御能力、增强实体经济服务能力。

  随后上交所的问询函中提到了融资必要性等问题。对此,瑞丰银行解释称,自己核心一级资本管理目标假设:为保证发行人持续发展潜力和抗风险能力,假设未来5年(2023年至2027年)发行人核心一级资本充足率管理目标不低于13.50%,并以此计算资金缺口。

  2024年4月18日,瑞丰银行在召开的2023年年度股东大会上,鉴于2024年度发行工作未取得实质性突破,决议将可转债发行方案及授权有效期延长一年,即延长至2025年4月19日。

  但近年来,随着业务规模不断扩张,该行资本充足水平也在持续下降,2021年至2023年核心一级资本充足率从15.41%降至12.68%,跌破了此前的目标假设。

  从公司最新的2024年年报数据来看,该行资本充足率整体水平所有回升,资本充足率、一级资本充足率、核心一级资本充足率分别为14.87%、13.68%、13.67%,较上年末均提升0.99个百分点。

  有业内人士分析表示,过去几年可转债是银行补充一级资本比较多见的方式,但从实际效果来看并不理想,去年以来,江银转债、无锡转债、苏农转债、张行转债等多只银行转债到期摘牌,但长期以来由于股价低迷甚至大面积破净而存在“转股难”的问题,多数都未实现充分的“债转股”。而真正能触发强赎条件实现可转债退市的情况也并不多见,去年年底,仅有成都银行转债触发强赎拟提前赎回“成银转债”。

  目前二级市场上,瑞丰银行股价处于破发、破净状态,截至4月21日收盘,瑞丰银行股价报5.13元,相比8.12元的发行价跌幅接近40%,在这样的条件下推进可转债操作难度并不小。

  近日,建设银行党委理论学习中心组以“深刻认识加强党的作风建设的重大意义,以优良作风为建设银行高质量发展提供坚强保障”为主题开展集体学习研讨。党委书记、董事长张金良主持学习,带头领学《习近平关于加强党的作风建设论述摘编》第一专题以及中央八项规定等内容,并与党委委员、副行长李建江分别作重点发言,党委副书记、行长张毅与其他党委成员逐一交流学习体会。

  张金良在发言中谈到,作风建设是中国共产党一以贯之、常抓不懈的优良传统,为党顺利完成不同时期的中心任务提供了强大动力。党的十八大以来,以习近平同志为核心的党中央,深刻洞察党内存在的问题,把制定和落实中央八项规定作为新时代作风建设的破题之举,推动作风建设不断走向深入,极大提升了党在人民心目中的形象和威信。在全党开展深入贯彻中央八项规定精神学习教育,是去年党纪学习教育后,以习近平同志为核心的党中央从党和国家事业发展战略全局出发作出的重大决策部署,有利于把正风和肃纪接续贯通起来,层层递进,逐步把全面从严治党引向深入。全行上下要站在坚定拥护“两个确立”、坚决做到“两个维护”的政治高度,深刻认识开展这次学习教育的重要意义,不断强化政治自觉、思想自觉、行动自觉。

  张金良强调,领导干部是作风建设的领导者、组织者、推动者。各级领导干部要带头筑牢思想防线,全身心投入学习研讨,确保理论学习有新收获、党性修养有新加强、作风能力有新提升。要带头改进工作作风,形成以上率下、整体联动的“头雁效应”,培养好作风,带出好队伍。要带头严守纪律规矩,严格遵守中央关于工作和生活待遇等方面的规定,在信贷审批、集中采购、选人用人等关键领域,严格执行“三重一大”决策制度,主动接受广大党员干部群众的监督,管好亲属和身边工作人员。要带头凝聚发展合力,加快破解建设银行在服务实体经济、防控金融风险、深化金融改革等方面的难题,结合中央巡视整改要求,多到矛盾问题集中的地方和部门开展调查研究,查摆解决一批中央和监管部门关注、群众关心的共性问题,为“十四五”圆满收官和“十五五”良好开局奠定坚实基础,推动建设银行高质量发展再上新台阶。

  张金良强调,要深入贯彻习近平总书记关于建设银行增强“三个能力”重要批示要求,以优良作风推动高质量发展。金融安全面临全新挑战,对实现防范化解金融风险、推动金融高质量发展的目标提出了更高要求。要深刻认识到我国经济基础稳、优势多、韧性强、潜能大,长期向好的支撑条件和基本趋势没有变,进一步全面深化改革将释放更多红利,这是我国拥有强大抗风险能力的根源所在,全行上下要在党中央的坚强领导下,集中精力办好自己的事,坚决扛起防范化解金融风险的责任,把握好“权和责”“快和稳”“防和灭”三个关系,推动全行风险管控能力持续提升,当好维护金融稳定的压舱石。

  李建江作重点发言时,从深刻认识作风建设对高质量发展的决定性作用、深刻理解新时代党的作风建设的本质属性、牢牢把握新时代党的作风建设核心要义、切实承担起新时代加强党的作风建设的重点任务,以及贯彻落实新时代党的作风建设的实践导向等五个方面作了深入阐述。其他党委成员逐一作交流发言。大家一致认为,以习近平同志为核心的党中央部署开展深入贯彻中央八项规定精神学习教育,向全党宣示了将作风建设进行到底的坚定意志,要学深悟透习近平总书记关于加强党的作风建设的重要论述,坚定扛牢政治责任,扎实开展学习教育,不断增强对中央八项规定精神的认同感与敬畏感,以优良作风为保障,确保全行各项工作落地见效。

  张金良在作学习小结时强调,全行各级党委要认真组织好读书班学习,深入学习习近平总书记关于加强党的作风建设的重要论述,跟进学习习近平总书记和党中央关于学习教育的最新指示要求,系统总结党的十八大以来深入贯彻中央八项规定精神的成效,运用好新时代开展党内集中教育的经验,引导广大党员干部深入开展学习教育,确保学有质量、查有力度、改有成效。要注重统筹兼顾,增强工作实效。把学习教育同全面贯彻落实党中央决策部署,同巡视、审计、检查发现问题整改结合起来,同推进党风廉政建设和反腐败斗争结合起来,坚持两手抓、两促进,使学习教育成为促进中心工作的有效举措,把学习教育成果转化为助力全行高质量发展的实际成效。

  总行高管人员,驻建设银行纪检监察组负责人,党委职能部门、相关业务部门主要负责人列席集体学习。

  来源:今日建行

  来源:人民财讯

  人民财讯4月21日电,券中社记者独家获悉,国泰海通近日发布内部公告,免去黄燕铭财富管理委员会委员职务。据知情人士透露,这一职务变动意味着黄燕铭已正式向国泰海通递交辞职申请,其职业生涯的下一站将锚定东方证券。

  公开资料显示,黄燕铭从业已近30年。1994年,黄燕铭便进入证券业,任职于万国证券经纪业务总部。1996年至2010年,黄燕铭历任申银万国证券研究所证券分析师、研究所副所长。2010年10月,黄燕铭加盟瑞银证券,但仅短暂停留了不足两年时间。2012年8月,黄燕铭从瑞银证券离职,加盟国泰君安证券研究所担任所长,任职近12年后,2024年3月,黄燕铭卸任国泰君安研究所所长,出任国泰君安金融学院院长。

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